US Residents
 CSA Freestyle Plan
MedjetAssist
UK Residents - Campbell Irvine
It is a condition of booking that all clients must have, and must demonstrate to the company prior to their departure, adequate insurance for the duration of the tour. Such insurance should fully cover personal injury; medical expenses; repatriation in the event of accident, illness or death; cancellation or curtailment of the tour by the company or client; and loss of, damage to, or theft of the clients' personal property. Activities with a greater inherent risk, such as mountaineering, animal tracking on foot and white-water rafting should be covered. Theft, personal injury or any disruption to arrangements should be reported immediately to the company and to the nearest police station. Clients undertaking a full safari package with the company are covered for evacuation insurance.
Travel insurance for those wishing to use a UK company has been arranged through our Insurance brokers Campbell Irvine with AXA Insurance (UK) plc, Registered in England. No. 78950. Registered Office, 107 Cheapside, London EC2V 6DU. A member of the AXA Group of Companies. AXA Insurance UK plc is authorised and regulated by the Financial Services Authority. Registration No 202312. This can be checked on the FSA's register by visiting the FSA's website at www.fsa.gov.uk/register or by contacting them on 0845 606 1234.
The 24-Hour Worldwide emergency Medical Service is provided by Specialty Assistance, experts in providing friendly and professional emergency help. Please note that if you chose not to take our recommended insurance then we require confirmation that you have an alternative policy that provides cover, which is as wide as our own.
SUMMARY OF COVER
| A Medical Expenses |
£5,000,000 |
| Hospital Benefit £10 per day up to |
£200 |
| Criminal injuries £100 per day up to |
£5,000 |
| Personal Liability |
£2,000,000 |
|
| D Delayed Departure or Arrival |
|
| Either compensation up to |
£100 |
| OR cancellation after 12 hours up to |
£1,000 |
| Hi-jack of Aircraft £100 per day up to |
£3,000 |
| Failure of flight connections £25 per day up to |
£150 |
| Interruption of Transport |
£300 | |
| B Personal Accident |
£25,000 |
| Permanent Loss of Sight |
£25,000 |
| Loss of Limb(s) |
£25,000 |
| Permanent Total Disablement |
£25,000 |
| Death |
£10,000 | |
| E Personal Effects |
£2,000 |
| (Valuables limited to £350) |
|
| (Single Article limit £250) |
|
| (Disc Collections £200) |
|
| Money |
£500 |
| Tickets |
£1,000 |
| Passport and Visas |
£250 | |
| C Cancellation or Curtailment |
£3,000 |
|
| F Legal Expenses |
£15,000 |
| G Winter Sports |
Optional | |
FAMILY RATE For families traveling together a special premium applies based on 2.5 times the adult rate. This provides for two adults under 66 years and up to four children aged 18 years or less.
CHILD REDUCTION Premiums are reduced by half for children aged 18 years or less at date of payment of insurance premium, if traveling with an adult insured under this scheme.
FREE COVER - INFANTS UNDER TWO Infants aged under two years at departure can be included, free of charge, if traveling from departure point with a parent insured under this scheme - so long as you request that their name is included on your certificate or booking invoice.
AGE 66 YEARS OR MORE For persons aged 66 years or more at date of payment of insurance premium double the standard rates apply. This insurance is not available to persons aged 80 years or more at the date of payment of insurance premium unless agreed by the Insurer.
WINTER SPORTS Double premiums, or £25 inclusive of insurance premium tax, whichever the lesser, apply to include Winter Sports activities, for up to 28 days in which case the additional cover outlined on page 15 applies.
BAGGAGE & MONEY DISCOUNT 20% Discount if you choose not to have baggage and money cover. If you already have a household policy this may cover your personal baggage and money while you are on holiday. If you check and find this is the case then
you may wish to exclude this from your Travel Insurance.
To arrange cover please complete the appropriate form and send to anna@campbellirvine.com shown or contact Campbell Irvine Ltd on Tel: 01737 223687.
ABI MODEL OF GOOD PRACTICE
Under the model of good practice for the sale of travel insurance that is not regulated by the Finacial Services Authority (FSA), we must draw your attention to important features of your policy, including:
Health
Your policy contains conditions that relate to your health and that of others not necessarily travelling with you but upon whose well being the trip may depend. In particular, pre existing medical problems are not covered unless the Medical Helpline is contacted on: 0870 906 3140 |
Policy Document
This contains the full details of what is and is not covered. Please read it carefully to ensure you understand the cover provided. Should you wish to see a specimen, a copy will be made available prior to purchase upon request. |
Conditions and Exclusions
Conditions and exclusions will apply to individual sections of your policy, while general exclusions and conditions will apply to the whole of your policy. |
Complaints
Your policy contains a procedure which you should follow if you wish to make a complaint. |
Claims for Personal Effects
Your policy does not provide cover on a 'new for old' basis, which means that deductions for age, wear and tear will be made where appropriate. |
Date Recognition Failure
Your policy contains an exclusion for some losses arising from the failure of equipment to correctly recognise the calendar date. |
Sums Insured or Limits
All sections of your policy have a limit on the amount the Insurer will pay. Some sections have internal limits such as the amount the Insurer will pay for any one item or the amount of all valuables (including photographic equipment) |
High Risk Activities
Your policy may not cover you when you take part in certain activities not organised through Volcanoes. You must check that your policy covers your requirements. |
Excesses
Under most sections of your policy, claims will be subject to an excess of £50. This means you will be responsible for paying the first part of each claim. |
"Cooling Off Period"
If your policy does not meet your requirements you may return the documentation within 14 days of the purchase or prior to travel if this is sooner and, provided no claim has been made, obtain a refund. |
Reasonable Care
You are required to take all reasonable care of yourself and your property and to act at all times as though you are not insured. |
Jurisdiction
Your policy will be subject to English Law unless otherwise agreed. |
Data Protection
This insurance is underwritten by AXA Insurance UK plc, who are authorised and regulated by the Financial Services Authority. Your insurer AXA Insurance UK plc is a member of the AXA Group. To set up and administer your insurance policy they will hold and use information about you supplied by you and by medical providers. They may also send it in confidence for processing to other companies in the AXA Group (or companies acting on their instructions) including those located outside the European Economic Area.
PREMIUMS per person:
Single Trip - Adult up to 66 years old |
Area 5 - Worldwide |
Area 4 - Worldwide Excluding USA & Canada |
Up to 4 Days |
£58 |
£51 |
Up to 9 Days |
£69 |
£58 |
Up to 17 Days |
£76 |
£66 |
Up to 24 Days |
£84 |
£72 |
The above premiums include Government imposed Insurance Premium Tax currently at 17.5%.
For a PDF of the application form click here
For a PDF containing more information about Campbell Irvine Travel Insurance click here
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